For many employers, workers’ compensation insurance is all about one number—the premium quoted. Understandably, employers want to pay the lowest amount possible on this mandatory coverage. While some brokers try to compete on a low bid, those who do miss the chance to educate employers on how their mod affects their premium, and how lowering their mod through targeted improvements in safety, hiring, return to work and other areas will ultimately improve both their direct and indirect workers’ compensation costs.
There’s much more to workers’ compensation than price. Let us show you how an analysis of your mod can identify problem areas in your operations and ultimately lead to cost savings.
IS YOUR CURRENT BROKER TAKING PROACTIVE STEPS TO HELP YOU LOWER YOUR WORKERS’ COMP EXPERIENCE MODIFICATION?
- We will help you control your mod through a comprehensive risk management plan, which seeks to reduce your workers’ compensation premium by acting on all its contributing factors, from loss control to cost containment.
HOW DO YOU PLAN ON BUILDING A CULTURE FOCUSED ON SAFETY?
- Get everyone on board, from upper management on down, by leveraging our robust risk management tools to highlight the financial benefits of workplace safety and its need for continued support to ensure long-term success.
HOW EFFECTIVE IS YOUR CURRENT RETURN TO WORK PROGRAM?
- The evidence is clear: the longer a claim stays open, the more it will cost you. We can help you implement a robust return to work program that provides employees with appropriate care and facilitates quick recovery.
By partnering with ProAction Insurance Services, you can harness the power of the mod with our analysis tool. Call ProAction Insurance Services today to learn more and get started!