When was the last time you had a real ‘heart-to-heart’ with your insurance agent or account manager? Even though it may have been a while, now is the perfect time to rekindle your relationship – it is the week of Valentine’s Day, after all!
Can you truly say you understand what your insurance covers and where you’re vulnerable? Unless you’re an insurance professional, the answer is probably a resounding, “No!”
Your insurance agent or account manager can explain your coverage, limits, and exclusions in simple language and recommend what’s best for your particular needs and budget. Tailoring your insurance policy boosts coverage where you need it, and reduces it where you don’t. It can lower costs, because you’re not paying for unnecessary coverage.
As you chat with your insurance agent or account manager, you can expect to review all the major changes in your business, including:
- Changes in ownership or officers
- Recent improvements or upgrades to your commercial property
- Operation changes in the last year
- Change in payroll estimates
- Other purchases – like copier machines, computers, TVs
In addition to updating your insurance policies to reflect the recent changes in your business, your account manager will use your annual meeting as a chance to search for any new discounts for which you may qualify. This means that you may come out of your meeting with a decreased insurance premium! Wouldn’t that be nice?
If you’re ready to rekindle your relationship with your ProAction Insurance account manager, just call 951-898-9892. We can set you up with an appointment and let you know what to bring to get the most out of your meeting. Also bring a list of all your insurance questions – we love to make sure our clients are well-informed about their insurance!
