What is General Liability Insurance?

General Liability Insurance is a type of coverage that protects businesses from third-party claims of bodily injury, property damage, and personal injury. It provides financial protection against lawsuits arising from accidents or incidents that occur on your premises or as a result of your business operations. General Liability Insurance also cover advertising injuries, such as defamation or copyright infringement. This insurance can cover legal fees, medical expenses, and settlements or judgments if your business is found liable.

General Liability Insurance typically covers the following areas for medical businesses:

  • Third-party bodily injury protection. Something as simple as a guest or a client visiting your business and slipping on a wet floor can result in serious financial damages. CGL provides coverage for bodily injuries suffered by third parties on your premises or in relation to business operations. 
  • Third-party property damage coverage  will also protect your company in the event that you are found liable for damage to someone else’s property. CGL policies typically cover damage to tangible property as well as damages for the loss of use of the tangible property.
  • Protection against personal and advertising injury liability. Not all damage is physical. A CGL policy will also give you coverage for offenses made by employees of your company such as copyright infringement, slander, libel or malicious prosecution.

“Protect your personal assets and mitigate financial risks with General Liability Insurance. Safeguard yourself against potential liability claims and secure peace of mind. Contact us today at (951) 898 9892 to discuss your insurance needs and get the coverage that suits your business and professional requirements.”