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Cyber Liability: What’s at Risk and What It’ll Cost You

According to industry experts, the average cost of a data breach is nearly $6 million. And while many organizations understand the importance of preparing for a breach, few understand what it could cost to recover from an attack and what cyber criminals might be after.
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Why are vehicles crucial for your business operations?

When it comes to running a health care business, vehicles-whether they’re leased, rented or owned-are crucial for a variety of tasks. Whether transporting materials and tools to worksites, hauling goods for deliveries or driving to meet clients-companies of all kinds rely on saf
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How A Learning Management System Benefits Your Organization

In a world increasingly driven by compliance, regulation, and record keeping, it is no surprise that more and more companies are turning towards Learning Management Systems as a solution to save money and ensure accurate records are kept. There are, however, many more ways in which a
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Protecting your agency from cyber attacks

With news of yet another big data breach, concerns over cyber security continue to grow. How are you protecting your organization? Whether your home health, home care, or hospice agency process payments or store sensitive patient information, chances are cyber criminals have already p
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How Opioid Use Affects Workers’ Compensation

Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from a recent Lockton Companies report that also states that there’s never been a more damaging impact on workers’ compensation claims than t
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Cyber Exposures Causing Business Disruptions

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. According to Home Health Care News’ article, With Data Breaches on the Rise, Home Health Providers Especially Vulnerable, the numb
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Workers’ Compensation – Employer Penalties

Workers’ compensation is a system of no-fault insurance that provides medical and monetary benefits to employees (or their survivors) for work-related injuries, diseases and deaths. The California Workers’ Compensation Act (WCA) imposes several obligations on employers and includes fi
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Feature Spotlight: Salary Benchmarking Tool

On average, it costs employers 33% of a worker’s annual salary to hire a new employee, according to a study by Work Institute. In today’s tight labor market, it’s essential that you’re doing everything possible to help your business retain and attract top talent. A huge component of t
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Layoff Considerations and How to Prepare for Potential Claims

Layoffs are an unfortunate reality for many businesses. Whether a layoff is planned or unplanned, a business can suffer major reputational harm or even be taken to court following a large-scale termination. In fact, it’s not unheard of for layoffs (and even just the threat of layoffs)
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Proper Management of Your Business Insurance

Insuring your company is serious business. Every business has risk exposures, that’s why having the right coverage is crucial for your agency’s well being. Accidents, falls, employee mistakes, job-related injuries and/or lawsuits happen all the time. Without the right coverage,
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