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Home Care Services: Fastest-growing segments in the U.S.

Home healthcare services represent one of the fastest-growing segments in the U.S., as increasingly more individuals are looking to remain at home as they age and need assistance. In fact, today home healthcare is a $74.5 billion industry with 304,350 businesses serving individuals th
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Workers’ Compensation – Employer Penalties

Workers’ compensation is a system of no-fault insurance that provides medical and monetary benefits to employees (or their survivors) for work-related injuries, diseases and deaths. The California Workers’ Compensation Act (WCA) imposes several obligations on employers and includes fi
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Feature Spotlight: Salary Benchmarking Tool

On average, it costs employers 33% of a worker’s annual salary to hire a new employee, according to a study by Work Institute. In today’s tight labor market, it’s essential that you’re doing everything possible to help your business retain and attract top talent. A huge component of t
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Layoff Considerations and How to Prepare for Potential Claims

Layoffs are an unfortunate reality for many businesses. Whether a layoff is planned or unplanned, a business can suffer major reputational harm or even be taken to court following a large-scale termination. In fact, it’s not unheard of for layoffs (and even just the threat of layoffs)
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Recent Success Story

Franchise Owner’s Multiple Policies SAVED and premium LOWERED by 30% What Happened: On October 5, 2015, a Home Health Care business owner lost their worker’s compensation insurance coverage.  The business has 3 locations and is part of a national franchise.  A staff member inadvertent
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Proper Management of Your Business Insurance

Insuring your company is serious business. Every business has risk exposures, that’s why having the right coverage is crucial for your agency’s well being. Accidents, falls, employee mistakes, job-related injuries and/or lawsuits happen all the time. Without the right coverage,
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For Your Protection: Five Essential Insurance Policies

As you begin business operations, if your agency is operational,  you should purchase and maintain a policy or policies providing all of the following coverage: Professional Liability Insurance (PL): Financial protection for your business against lawsuits filed by your patients. It is
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